Who is eligible for Dependent Life?

You can enroll eligible dependents in Dependent Term Life insurance. Spouse and children must meet GBP eligibility requirements to be added to coverage.

A child may be enrolled in Dependent Term Life Insurance under two parents eligible for the GBP (having so-called "double coverage"), but a member may not have coverage as both an employee and a dependent. 

Coverage begin dates for dependents

Dependent type Coverage begins
Existing spouse and children Your first day of employment.
Newborn natural children The date your child is born.
Newly adopted children The date the child is placed with you.
Newly acquired or newly eligible spouse and children The first day of the month following the date the individual becomes an eligible dependent.

Not Eligible 

The following persons are not eligible dependents for Dependent Term Life:

  • Any person who is enrolled in Basic Term Life or Optional Term Life insurance as a:
    • full-time active employee,
    • part-time active employee, or
    • retiree.
  • Any person approved for Extended Life Insurance Benefits, or
  • Any person who has applied for an individual life insurance policy with FDL within 31 days of termination of State of Texas employment.