You can apply for a conversion policy through your health and dental plan within 30 days after your COBRA insurance ends. We notify you 45 days before your coverage under COBRA ends. At that time, please contact your health and/or dental plan administrator for specific information about a conversion policy.
If you or any of your dependents are certified as disabled under Title II or XVI of the Social Security Act before or during the first 60 days of COBRA, you may continue insurance for up to an extra 11 months. If you think you or your dependents qualify for this extension, send ERS a copy of your Social Security Administration Notice of Award letter during the first 18 months of coverage. The letter must include the disability onset date.
Secondary Qualifying Events
An 18-month continuation period may be extended to 36 months for your dependents in the event of death, divorce, or the loss of status as a dependent child.