Please keep in mind, the net amount paid to you during the year is not reported on the form. Your net payment amount is affected by your tax withholding and other deductions, including insurance premiums and garnishments. Tax withholding deducted from your payments is reported in Box 4. Insurance premiums and garnishments are after-tax deductions and are not included on the form.
If you still think your 1099-R is wrong, please contact us.