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Getting your Form 1099-R

The 1099-R is a tax document that reports a person’s earnings from pensions, annuities, retirement plans, profit-sharing plans, individual retirement accounts (IRAs) or insurance contracts to the Internal Revenue Service (IRS).
ERS will mail all 1099-Rs by January 31.
No. But starting on January 12, you can see your 1099-R information online for the tax year that just ended. To see your 1099-R information online:
  1. Click “My Account Login” in the upper right corner.
  2. If you already have an ERS OnLine account, click the brown “Proceed to Login” button. If you don’t have an ERS OnLine account yet, click “Register Now” and follow the instructions for setting up your account. (It takes just a few minutes.)
  3. Click the 1099-R link under My Payroll Information.
  4. Follow the prompts to see a 1099-R.
You can request a duplicate for an earlier 1099-R at any time during the year. To ask for a copy:
  1. Click “My Account Login” in the upper right corner.
  2. If you already have an ERS OnLine account, click the brown “Proceed to Login” button. If you don’t have an ERS OnLine account yet, click “Register Now” and follow the instructions for setting up your account. (It takes just a few minutes.)
  3. Click the 1099-R link under My Payroll Information.
  4. Follow the prompts to ask for a duplicate 1099-R.
  • Box 1 = total gross amount paid to you during the year, before any deductions
  • Box 2a = taxable amount paid to you during the year (box 1 value minus box 5 value)
  • Box 2b = should be blank for annuity recipients; will include an “x” if a total distribution (such as retirement account withdrawal) was issued
  • Box 4 = total amount of federal tax withholding deducted from your payments during the year
  • Box 5 = the non-taxable portion of the payments issued to you during the year

Please keep in mind, the net amount paid to you during the year is not reported on the form. Your net payment amount is affected by your tax withholding and other deductions, including insurance premiums and garnishments. Tax withholding deducted from your payments is reported in Box 4. Insurance premiums and garnishments are after-tax deductions and are not included on the form.

If you still think your 1099-R is wrong, please contact us.

You probably have different IRS distribution codes, which are in Box 7 on each form. The IRS requires only one distribution code per 1099-R. Different types of payments (annuity, retirement account withdrawals, partial lump-sum options etc.) require different IRS distribution codes. For a complete list of the distribution codes, look on the back of your 1099-R.