Health Benefits

Health Benefits for Former Employees

After you leave employment, you may be eligible to continue coverage under COBRA for a maximum of 18 months by paying your premiums directly to ERS. COBRA is limited to the benefits you had when you leave employment. If you choose COBRA continuation coverage, you will pay the full cost of your premium(s).

Comparison Chart for Different Health Care Plans

Learn more about health coverage for former employees

HealthSelect of Texas<sup>®</sup>

HealthSelect of Texas®

A network-based point-of-service plan available statewide, administered by Blue Cross and Blue Shield of Texas. You choose a primary care provider (PCP) and get referrals for specialists. HealthSelect of Texas includes comprehensive prescription drug coverage administered by OptumRx.

Consumer Directed HealthSelect<sup>SM</sup>

Consumer Directed HealthSelectSM

A network-based, high-deductible preferred provider organization (PPO) plan available statewide, administered by Blue Cross and Blue Shield of Texas. The program includes comprehensive prescription drug coverage through the HealthSelect Prescription Drug Program, administered by OptumRx.

Health maintenance organization

Health maintenance organization

HMOs are available only to members who live or work in certain Texas counties, and their eligible dependents. HMOs are network-restricted health plans. Each HMO includes comprehensive prescription drug coverage administered by the HMO.