Choosing Health Benefits for Former Employees

After you leave employment, you may be eligible to continue coverage under COBRA for a maximum of 18 months by paying your premiums directly to ERS. COBRA is limited to the benefits you had when you leave employment. If you choose COBRA continuation coverage, you will pay the full cost of your premium(s).

Health coverage for Former Employees

• Prescription Drug Programs
• Verifying family members for coverage
• Summaries of Benefits and Coverage
• Wellness

HealthSelect of Texas

A network-based point-of-service plan available statewide, administered by Blue Cross and Blue Shield of Texas. You choose a primary care physician (PCP) and get referrals for specialists. HealthSelect of Texas includes comprehensive prescription drug coverage administered by OptumRx.

Consumer Directed HealthSelect

A network-based, high-deductible preferred provider organization (PPO) plan available statewide, administered by Blue Cross and Blue Shield of Texas. The program includes comprehensive prescription drug coverage through the HealthSelect Prescription Drug Program, administered by OptumRx.

Health Maintenance Organization (HMOs)

HMOs are available only to members who live or work in certain Texas counties, and their eligible dependents. HMOs are network-restricted health plans. Each HMO includes comprehensive prescription drug coverage administered by the HMO.

Tobacco policy

Under state law, all people enrolled in Texas Employees Group Benefits Program (GBP) health insurance plans must certify their status as tobacco users or non-users. Read more about our tobacco policy.

HIPAA

Health Insurance Portability and Accountability Act