EOI is an application process in which you provide information on the condition of your health or your dependent's health in order to be considered for certain types of insurance coverage.
EOI is required for any life and/or disability insurance elections made after your first 31 days of employment.
You can enroll in or make coverage changes to Optional or Dependent Term Life Insurance or enroll in TIPP online or by working with your benefits coordinator.
To enroll or make coverage changes online:
To enroll or make coverage changes working with your benefits coordinator:
You will need to get a Benefits Election Form from your benefits coordinator.
If you have provided your email address, Securian will send you a letter confirmation via email with instructions for submitting EOI. You should receive an email within five business days; the letter will take longer to process.
Whether you receive an email or, you are encouraged to submit your EOI application online. This process is faster and more efficient than mailing or faxing your completed EOI application. If you choose to mail or fax your EOI application, the letter will also will require a paper application. The email will include a number to call Securian to request a paper application.
Whether you choose to apply for EOI online or via mail/fax, your application should be pre-populated with your contact information. Answer all EOI questions truthfully and completely. The Employees Retirement System of Texas (ERS) vigorously enforces laws against participants who defraud the Texas Employees Group Benefits Program (GBP). Providing false answers on an EOI application for any GBP coverage is a violation of state insurance laws. You could have your coverage cancelled and be expelled from the GBP.
Review the EOI application to make sure all fields are complete. Missing information will delay the application processing.
Submit your online EOI application as instructed on the form or website. Alternatively, if you choose to submit a hard copy, mail it to the postal address specified or fax it to the number provided by Securian when they sent the paper application. If Securian does not receive the EOI application within 30 days, your coverage will remain unchanged and you will have to wait to reapply for during the next enrollment opportunity.
If you submit your EOI online, Securian's real-time underwriting response will let you know immediately if you have been approved, or if further underwriting is required. If you send your application via mail or fax, Securian will notify you within two weeks. Securian will notify you and ERS of the approval or denial of your Optional/Dependent Term Life Insurance. (Securian will not share your medical history information, which is confidential, with ERS.) ERS will enter your information into the system.
If you have any questions about the EOI process, please contact Securian toll-free at (877) 494-1716. Representatives are available 8 a.m. - 5 p.m. Central time, Monday - Friday.