Health Maintenance Organizations (HMOs) for Retirees

HMOs are network-restricted health plans available only to members and their eligible dependents who live in certain Texas counties. HMO provider networks are much smaller than the statewide network in the HealthSelect^SM plans. Members typically pay full cost for care received from providers outside the network (except emergency care). HMO premiums are usually lower than the non-Medicare HealthSelect premiums. Each HMO includes comprehensive prescription drug coverage administered by the HMO directly.

Comparison Chart for Different Health Care Plans

HMOs for retirees

• Summaries of Benefits and Coverage
• Eligible HMO counties
• Wellness programs
• Basic Term Life Insurance