LECOS Retirement Eligibility - Group 2

LECOS hired between September 1, 2009 - August 31, 2013

This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account.  They will not count towards your years of service credit at retirement. 

  Type 1 Type 2 Type 3
Service Credit 10 years of LECOS service credit 10 years of any service credit  20 years of LECOS service credit 
Age 55 or above 65 or above

any age

Lifetime Payment Yes

Payment will be reduced 5% for each year you retire before age 60& (25% maximum) 
Yes  Yes
Payment will be reduced 5% for each year you retire before age 55 (25% maximum).
LECOS Supplement Benefit No  No  Yes
Payment will be reduced 5% for each year you retire before age 55  (25% maximum).
Health Insurance* Yes  Yes  Yes 

*Notice about Insurance

Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.