LECOS Retirement Eligibility - Group 3


Group 3 LECOS (hired September 1, 2013 - August 31, 2022)

This retirement information is based on current laws and ERS rules. If you withdraw your retirement account balance, you no longer have those years of service credit in your account.  They will not count toward your years of service credit at retirement.

  Type 1 Type 2 Type 3
Service Credit 10 years of LECOS service credit 10 years of any service credit 20 years of LECOS service credit
Age 55 or above 65 or above Any age
Lifetime Payment Yes

Payment will be reduced 5% for each year you retire before age 62. (no cap)
Yes Yes

Payment will be reduced 5% for each year you retire before age 57. (no cap) 
LECOS Supplement Benefit No No Yes

Payment will be reduced 5% for each year you retire before age 57. (no cap)
Health Insurance* Yes Yes Yes

*Notice about Insurance

Depending on your insurance eligibility at retirement, your health insurance may not be effective right away.

Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.