State Employees Account for Active Employees

Regular State Employee hired before September 1, 2009

This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.

Service Credit	5 years	Minimum 10 years	Rule of 80
Age	60 or above	60 or above	Service Credit + Age = 80 or above Minimum of 5 years of service credit
Lifetime Payment	Yes	Yes	Yes
Health Insurance*	No	Yes**	Yes Minimum of 10 years of service credit

*Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.

**Optional benefits available at retirement and health insurance available at age 65

Resources

• ESO Retirement Booklet
• JRS Plan 2 Retirement Booklet
• Planning Your Retirement Booklet (Updated July 2018)
• Planning Your Retirement for CPOs/COs
• Ready, Set, Retire! for CPOs/COs (presentation)
• Ready, Set, Retire! for Higher Education Institutions (handout)
• Ready, Set, Retire! for Higher Education Institutions (presentation)
• Ready, Set, Retire! for State Agencies (presentation)

Regular State Employee hired between September 1, 2009 - August 31, 2013

This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account.  They will not count towards your years of service credit at retirement.

Service Credit	Minimum 10 years	Rule of 80
Age	65 or above	Service Credit + Age = 80 or above  Minimum of 10 years of service credit
Lifetime Payment	Yes	Yes Payment will be reduced 5% for each year you retire before age 60 (25% maximum)
Health Insurance*	Yes	Yes Minimum of 10 years of service credit

*Notice about Insurance

Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year. 

Regular State Employee hired September 1, 2013 to present

This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account.  They will not count towards your years of service credit at retirement. 

Service Credit	Minimum 10 years	Rule of 80
Age	65 or above	Service Credit + Age = 80 or above Minimum of 10 years of service credit
Lifetime Payment	Yes	Yes Payment will be reduced 5% for each year you retire before age 62
Health Insurance*	Yes	Yes Minimum of 10 years of service credit

*Notice about Insurance

Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.