When you turn age 65, or you’re certified medically disabled by the Social Security Administration (SSA), you may become eligible for Medicare. Once you’re retired and Medicare- eligible, you’ll want to enroll in Medicare Parts A and B.
In most cases, if you’re already receiving SSA benefits, you’ll be automatically enrolled in Medicare Parts A and B. The coverage will be effective the first day of the month you turn 65. The SSA will send you information in the mail. If you’re not yet receiving SSA benefits, you will not be automatically enrolled. You’ll need to contact the SSA during your initial enrollment period and enroll in Medicare Parts A and B. You can enroll up to 90 days before your 65th birthday or after you’ve been certified disabled by the SSA for 24 month.
If you are currently working for a state agency or higher education institution that participates in the Texas Employees Group Benefits Program (GBP), you can delay your Part B enrollment. Your state health insurance remains primary to Medicare. If you are eligible for free Medicare Part A, you may consider enrolling. This will give you secondary hospitalization coverage to your state health insurance. If you decide to delay Part B, remember to contact the SSA no more than 90 days before you stop working to start the enrollment process. You’ll want your Part B to be effective the first of the month following your retirement date or last day of state employment.