Former Employee Benefits

Once you leave state employment, you may be eligible to continue benefits coverage for up to 18 months through COBRA by paying premiums directly to ERS.

Please see the Insurance Benefits in Retirement page for information about your insurance benefits as a retiree.

Health Benefits

COBRA is limited to benefits that you have on the last day of employment. If you choose COBRA continuation coverage, you must pay 100% of the premiums for yourself and any covered dependents.

Retirement Account(s)

You can leave your retirement account with ERS, or take it with you.

Optional Add-on Benefits

Learn more about your optional benefits when leaving state employment.

COBRA Continuation Coverage

COBRA allows for continuation of coverage for a maximum of 18 months, but is limited to the benefits you have when you leave employment.

Forms

Automatic Withdrawal Cancellation of Insurance Premiums