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Benefit Programs
The following links will take you off the ERS website and to the websites of our benefit programs
Health Insurance
- HealthSelect of Texas®, including HealthSelect Secondary Administered by Blue Cross and Blue Shield of Texas
- Consumer Directed HealthSelectSM Administered by Blue Cross and Blue Shield of Texas
- HealthSelectSM Medicare Advantage Plan PPO Insured by UnitedHealthcare
Prescription Drug Coverage
- HealthSelectSM Prescription Drug Program Administered by OptumRx
- HealthSelectSM Medicare Rx Administered by UnitedHealthcare
Life and AD&D Insurance
- Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
- Accidental Death & Dismemberment (AD&D)
Dental Coverage
- State of Texas Dental Choice PlanSM Administered by Delta Dental
- DeltaCare USA DHMO Insured by Delta Dental
Tax-advantaged Spending/Savings Accounts
- TexFlexSM health care, dependent care and limited-purpose flexible spending accounts Administered by PayFlex
- Consumer Directed HealthSelect health savings accounts Administered by Optum Bank
Retirement
- State of Texas Retirement Administered by ERS
- Texa$averSM 401(k) / 457 Program Administered by Empower Retirement
Texas Income Protection PlanSM (TIPP)
- Short-term and long-term disability insurance Administered by ReedGroup
State of Texas Vision
- Administered by Superior Vision
Dependent Eligibility Verification
- Administered by Alight Solutions
Discount Purchase Program
- Administered by Beneplace
Benefits Coordinator Community Group
News and resources for benefits coordinators and HR professionals
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Doing Business with ERS
Vendors, Benefits Administrators, Investment Service Providers or External Advisors
Common Tasks
Premium Rates
Find out how much I pay for coverage each month:
Retirement Benefits
Get answers to questions about my ERS retirement
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HealthSelect participants: Learn about your Plan Year 2022 medical benefitsWelcome to Plan Year 2022. Read more to learn about what you can expect from your HealthSelectSM plan.September 01, 2021
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Walk your way to better health with the ERS Walk and Talk podcastYou probably know that walking is one of the simplest ways to stay physically fit. Recent research indicates that brisk 40-minute walks three times a week also can support brain function and memory as you age. Next time you’re tying on your walking shoes, take the ERS Walk and Talk podcast with you.September 01, 2021
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Certain diabetic supplies are covered at no cost to participants in the HealthSelectSM Prescription Drug Program when you use an in-network pharmacy and present your prescription drug ID card. Learn which items are covered.
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Do your part to stay healthy: remember your vaccineDon’t forget your vaccine… your flu vaccine, that is. COVID-19 vaccines may be getting all the attention, but the flu vaccine is still important. The Centers for Disease Control and Prevention recommends getting a flu vaccine in September or October to give flu-fighting antibodies a chance to work.September 01, 2021
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HealthSelect of Texas participants must choose a primary care provider (PCP)If you are a HealthSelect of Texas® participant, you must have a primary care provider (PCP) on file with Blue Cross and Blue Shield of Texas (BCBSTX) in order to get the highest level of benefits—and save the most money.September 01, 2021
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Don't forget your vaccineThe COVID-19 vaccine is getting all the attention, but that doesn't mean the flu has gone away. Plan to get vaccinated in early fall to be ready when flu season hits.September 13, 2021
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Neika Clark joins ERS Board of TrusteesAs a new member of ERS’ Board of Trustees, longtime state employee Neika Clark wants to help ensure her fellow state employees take full advantage of their retirement and insurance benefits.September 13, 2021
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Walk your way to better healthYou likely know about the benefits of walking. Now you can take a health expert or inspirational guest along with you through the ERS Walk and Talk podcast.September 13, 2021
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David Veal named CIOERS’ new chief investment officer David Veal brings a wealth of private and public sector experience to his role and a commitment to solid, disciplined investment strategies.September 13, 2021
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Message from the Executive Director: Rebuilding a sustainable Trust FundCOVID-19 made this year’s legislative session like no other, but it didn’t keep lawmakers from acting in support of ERS retirement and insurance programs.September 13, 2021
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The out-of-pocket maximum: a guardian of your life savingsSeptember 02, 2020
Rosanna Boyd's out-of-pocket maximum protected her from health bills that could threaten her financial stability.
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Still making a differenceAt 96 years old, retiree Lula Marie Sullivan shows that staying active has no age limit.December 05, 2019
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Managing diabetes by embracing technologyStuart Greenfield has successfully managed his Type 1 diabetes for more than 50 years. He relies on ever-improving technology to control his blood sugar levels—and he credits having good health coverage with helping him thrive. Read more.October 02, 2019
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From guard to guideJoAnn Norman has a mission: to help the women she meets every week build their sense of self-worth. Her monthly annuity gives her the financial support she needs to continue serving those serving time. Read more.August 07, 2019
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When Eric Posadas discovered that his family would be expanding, he went into research mode. His quest: to determine which benefits could best protect his growing family’s health and financial well-being.