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Benefit Programs

The following links will take you off the ERS website and to the websites of our benefit programs.

Health Insurance

Prescription Drug Coverage

Life and AD&D Insurance

  • Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
  • Accidental Death & Dismemberment (AD&D) Insurance Insured by Minnesota Life, an affiliate of Securian Financial Group, Inc.

Dental Coverage

Tax-advantaged Spending/Savings Accounts

Retirement

Texas Income Protection PlanSM (TIPP)

  • Short-term and long-term disability insurance Administered by ReedGroup

State of Texas Vision

  • Administered by Superior Vision

Dependent Eligibility Verification

  • Administered by Alight Solutions

Discount Purchase Program

  • Administered by Beneplace

Benefits Coordinator Community Group

News and resources for benefits coordinators and HR professionals
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Health Benefits

Premium Rates

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Retirement Benefits

Get answers to questions about my ERS retirement

  • Pharmacy at your fingertips: HealthSelect Prescription Drug Program
    August 04, 2021
    Whether you’re at home or on the go, the HealthSelectSM Prescription Drug Program (administered by OptumRx) website and the OptumRx Medical app have the tools you need to make the most of your pharmacy benefit.
  • Let's talk savings: Texa$aver Thursday August 19
    August 04, 2021
    It is never too early or too late to start building your personal savings toward a comfortable retirement. Tune in to ERS’ Texa$aver Thursday webinar on August 19 to get guidance on how the Texa$averSM 401(k) / 457 Program can help you build wealth and work with your pension to get you retirement ready.
  • ERS names David T. Veal as its next chief investment officer
    August 04, 2021
    Executive Director Porter Wilson announced that David T. Veal has been selected to serve as the next chief investment officer of the Employees Retirement System of Texas (ERS). Veal will step into the role currently held by Tom Tull, who late last year announced his plans to retire this summer after 12 years of dedicated service as an ERS employee.
  • Neika Clark joins ERS Board of Trustees
    August 04, 2021
    As an incoming member of ERS’ Board of Trustees, longtime state employee Neika Clark wants to help ensure her fellow state employees take full advantage of their retirement and insurance benefits. Learn what inspired Neika Clark to be an ERS Board of Trustees member.
  • It pays to shop around for care with HealthSelectShoppERS
    August 04, 2021
    Did you know HealthSelectSM plan participants, including those enrolled in Consumer Directed HealthSelectSM, can participate in the HealthSelectShoppERSSM incentive program? You can compare costs for certain services and procedures at in-network facilities, which may save you money on high-quality health care while earning rewards for choosing cost-effective providers.
More news for ERS State employees
  • Protect yourself from COVID scams
    June 07, 2021
    You got your shot? That's good news, but be careful about how you share that news with others, especially online. Read how to protect your personal health information from COVID-related scams.
  • UnitedHealthcare Hearing can help you hear the moments that matter most
    June 07, 2021
    Did you hear? New hearing health benefits are among the Extra Benefits available to HealthSelectSM Medicare Advantage participants. Learn more about them.
  • Texa$aver introduces flat fee, new investment option
    June 07, 2021
    As of May 1, participants in the Texa$averSM 401(k) / 457 Program pay a flat monthly administrative fee, instead of a fee based on their account balance. Accountholders also have a new investment option in the program’s core fund lineup. 
  • Don’t lose sight of your vision benefits
    June 07, 2021
    If you’re enrolled in State of Texas Vision, the clock is ticking for you to use your Plan Year 2021 benefits. Don’t let your benefits pass you by!
  • HMOs no longer offered starting Sept. 1
    June 07, 2021
    With Scott and White Care Plans (SWCP) and Community First Health Plans (CFHP) no longer be a part of the Texas Employees Group Benefits Program (GBP)  starting September 1,  plan participants will want to take note of what happens next.
More news for ERS State retirees
  • The out-of-pocket maximum: a guardian of your life savings
    September 02, 2020

    Rosanna Boyd's out-of-pocket maximum  protected her from health bills that could threaten her financial stability.

  • Still making a difference
    December 05, 2019
    At 96 years old, retiree Lula Marie Sullivan shows that staying active has no age limit.
     
  • Managing diabetes by embracing technology
    October 02, 2019
    Stuart Greenfield has successfully managed his Type 1 diabetes for more than 50 years. He relies on ever-improving technology to control his blood sugar levels—and he credits having good health coverage with helping him thrive. Read more.
     
  • From guard to guide
    August 07, 2019
    JoAnn Norman has a mission: to help the women she meets every week build their sense of self-worth. Her monthly annuity gives her the financial support she needs to continue serving those serving time. Read more.
     
  • Changing family, changing benefits: Knowing when and how to update your coverage
    June 05, 2019
    When Eric Posadas discovered that his family would be expanding, he went into research mode. His quest: to determine which benefits could best protect his growing family’s health and financial well-being.
     
More news from Your Benefits, Your Story

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