A healthy and productive workforce makes Texas stronger
Benefit Programs
The following links will take you off the ERS website and to the websites of our benefit programs.
Health Insurance
- HealthSelect of Texas®, including HealthSelectSM Secondary and Consumer Directed HealthSelectSM Administered by Blue Cross and Blue Shield of Texas
- HealthSelectSM Medicare Advantage Plan PPO Insured by UnitedHealthcare
Prescription Drug Coverage
- HealthSelectSM Prescription Drug Program Administered by OptumRx
- HealthSelectSM Medicare Rx Administered by UnitedHealthcare
Life and AD&D Insurance
- Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
- Accidental Death & Dismemberment (AD&D)
Dental Coverage
- State of Texas Dental Choice PlanSM Administered by Delta Dental
- DeltaCare USA DHMO Insured by Delta Dental
Tax-advantaged Spending/Savings Accounts
- TexFlexSM health care, dependent care and limited-purpose flexible spending accounts Administered by PayFlex
- Consumer Directed HealthSelect health savings accounts Administered by Optum Bank
Retirement
- State of Texas Retirement Administered by ERS
- Texa$averSM 401(k) / 457 Program Administered by Empower Retirement
Texas Income Protection PlanSM (TIPP)
- Short-term and long-term disability insurance Administered by ReedGroup
State of Texas Vision
- Administered by Superior Vision
Dependent Eligibility Verification
- Administered by Alight Solutions
Discount Purchase Program
- Administered by Beneplace
Benefits Coordinator Community Group
News and resources for benefits coordinators and HR professionals
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Doing Business with ERS
Vendors, Benefits Administrators, Investment Service Providers or External Advisors
Common Tasks
Premium Rates
Find out how much I pay for coverage each month:
Retirement Benefits
Get answers to questions about my ERS retirement
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Alzheimer's resourcesDecember 07, 2022
Did you know that about one in every nine adults over the age of 65 is living with Alzheimer’s? Early diagnosis and treatment may help manage symptoms and provide a higher quality of life. Inform yourself with these new resources.
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Top three resources to give yourself the gift of mental healthDecember 07, 2022
If you find yourself feeling down around the holidays, you’re not alone. Thankfully, as a HealthSelectSM medical plan participant, you have resources and support available to help.
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Get your reward for treating yourself well this yearDecember 07, 2022
If you used Well onTarget® to earn Blue PointsSM for healthy habits this year, now’s the time to redeem your points. Choose from a wide variety of items including fitness gear, kitchen gadgets and camping equipment. Don’t miss out on spending your 2022 points!
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Retirement and financial planning servicesDecember 07, 2022
ERS encourages you to use TexaSaver’s retirement planning and investment services. They’re secure, comprehensive and often cost less than financial services other companies offer.
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Healthy Holiday Mindset: Finding AweNovember 14, 2022
During the holidays, when stress levels are high, taking some time to explore and search for awe everyday may help lower your stress and connect to your loved ones.
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This retiree shares his tips for a healthy and happy post-work lifeDecember 05, 2022
Former ERS employee Naushad Ali is enjoying his post-career life. He shares a few tips on what's making his retirement happy and healthy.
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Avoiding holiday scamsDecember 05, 2022
Beware of holiday shopping and charity scams and that can put a damper on a festive season. Here are some tips on what to watch out for.
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Tax-time prep: 1099-R Form and 1095-B reminderDecember 05, 2022
Tax season is around the corner. Here is a refresher about tax-time forms related to your retirement and health care benefits.
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Mental health support and resourcesDecember 05, 2022
If you or a loved one has feelings of anxiety, stress, isolation or depression, you’re not alone. Many Americans report the pandemic has had a big impact on their health. Here are some resources that may help.
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ERS Board of Trustees election and call for nominationsDecember 05, 2022
Would you like to help make key decisions about the valuable benefits ERS provides? Consider joining the ERS Board of Trustees! Most state agency retirees are now eligible to apply. Nominations open March 1.
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Getting fit: a Wondr-ful idea!April 06, 2022
For the first time in her 20-year career, Kristn Trimble decided to participate in the 2022 Get Fit Texas! challenge—and simultaneously use her health plan's weight management program. Now, she's hooked on a healthier lifestyle.
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At the “heart” of her return to work: Affordable health insuranceFebruary 02, 2022
Stacey Brown's heart health was among the reasons Brown decided to join the Texas Health and Human Services Commission (HHSC) in March 2019.
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Beating pre-diabetes through diet and exerciseNovember 03, 2021
Pre-diabetes is no match for Luciano Chavez Jr.'s determination to beat it!
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A public servant for public healthMay 05, 2021
Rachel Edberg, a program evaluator for the Texas Department of State Health Services (DSHS), knows all about the need for good health care coverage.
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The out-of-pocket maximum: a guardian of your life savingsSeptember 02, 2020
Rosanna Boyd's out-of-pocket maximum protected her from health bills that could threaten her financial stability.