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Benefit Programs

The following links will take you off the ERS website and to the websites of our benefit programs.

Health Insurance

Prescription Drug Coverage

Life and AD&D Insurance

  • Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
  • Accidental Death & Dismemberment (AD&D) Insurance Insured by Minnesota Life, an affiliate of Securian Financial Group, Inc.

Dental Coverage

Tax-advantaged Spending/Savings Accounts


Texas Income Protection PlanSM (TIPP)

  • Short-term and long-term disability insurance Administered by ReedGroup

State of Texas Vision

  • Administered by Superior Vision

Dependent Eligibility Verification

  • Administered by Alight Solutions

Discount Purchase Program

  • Administered by Beneplace

Benefits Coordinator Community Group

News and resources for benefits coordinators and HR professionals
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Doing Business with ERS


Vendors, Benefits Administrators, Investment Service Providers or External Advisors

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  • Every summer, the Lone Star State recognizes Texas Veterans Suicide Prevention and Post-Traumatic Stress Disorder (PTSD) Awareness Month. As part of the awareness effort, the Texas Health and Human Services Commission (HHSC) encourages military veterans to access the resources available to them for suicide prevention and PTSD.
  • The Texas Legislature’s regular session ended May 31. As part of their commitment to returning the ERS pension plan to actuarial soundness, legislators passed a new state law to bolster the ERS Retirement Trust Fund. They also passed bills that positively affect participants in ERS insurance programs.
  • As a Texas Employees Group Benefits Program (GBP) participant, you have a formulary in your HealthSelectSM Prescription Drug Program: a list of FDA-approved generic and brand-name prescription medications covered by the plan. The formulary medications are in tiers that represent how much you will pay out of pocket.
  • Will your State of Texas Retirement and Social Security be enough for you to live comfortably in retirement? How much should you be contributing to your Texa$averSM 401(k) / 457 account? If your finances are on your mind, it’s time to talk to a Texa$aver Retirement Plan Advisor (also referred to as an Education Counselor).
  • The Employees Retirement System of Texas (ERS) Board of Trustees and Investment Advisory Committee (IAC) met on May 26. The Board made several decisions, such as adopting Plan Year 2022 premium rates for non-Medicare Advantage HealthSelectSM plans, effective September 1.
More news for ERS State employees
  • You got your shot? That's good news, but be careful about how you share that news with others, especially online. Read how to protect your personal health information from COVID-related scams.
  • Did you hear? New hearing health benefits are among the Extra Benefits available to HealthSelectSM Medicare Advantage participants. Learn more about them.
  • As of May 1, participants in the Texa$averSM 401(k) / 457 Program pay a flat monthly administrative fee, instead of a fee based on their account balance. Accountholders also have a new investment option in the program’s core fund lineup. 
  • If you’re enrolled in State of Texas Vision, the clock is ticking for you to use your Plan Year 2021 benefits. Don’t let your benefits pass you by!
  • With Scott and White Care Plans (SWCP) and Community First Health Plans (CFHP) no longer be a part of the Texas Employees Group Benefits Program (GBP)  starting September 1,  plan participants will want to take note of what happens next.
More news for ERS State retirees
  • Rosanna Boyd's out-of-pocket maximum  protected her from health bills that could threaten her financial stability.

  • Still making a difference
    December 05, 2019
    At 96 years old, retiree Lula Marie Sullivan shows that staying active has no age limit.
  • Stuart Greenfield has successfully managed his Type 1 diabetes for more than 50 years. He relies on ever-improving technology to control his blood sugar levels—and he credits having good health coverage with helping him thrive. Read more.
  • From guard to guide
    August 07, 2019
    JoAnn Norman has a mission: to help the women she meets every week build their sense of self-worth. Her monthly annuity gives her the financial support she needs to continue serving those serving time. Read more.
  • When Eric Posadas discovered that his family would be expanding, he went into research mode. His quest: to determine which benefits could best protect his growing family’s health and financial well-being.
More news from Your Benefits, Your Story