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Benefit Programs

The following links will take you off the ERS website and to the websites of our benefit programs.

Health Insurance

Prescription Drug Coverage

Life and AD&D Insurance

  • Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
  • Accidental Death & Dismemberment (AD&D) Insurance Insured by Minnesota Life, an affiliate of Securian Financial Group, Inc

Dental Coverage


  • Health care, dependent care and limited flexible spending accounts; commuter spending account Administered by ADP


Texas Income Protection PlanSM (TIPP)

  • Short-term and long-term disability insurance
    Administered by ReedGroup

State of Texas Vision

  • Administered by Superior Vision

Discount Purchase Program

  • Administered by Beneplace
Benefits Coordinator
Community Group

News and resources for benefits coordinators and HR professionals
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Doing Business with ERS

Vendors, Benefits Administrators, Investment Service Providers or External Advisors

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Common Tasks

Information for New Employees

Know your benefits options and how to sign up

Premium Rates

Calculate what you’ll pay FOR COVERAGE each month:

10 Jan, 2018

Annual deductibles, coinsurance maximums, and out-of-pocket maximums reset on January 1 of each year, unless otherwise noted.

10 Jan, 2018

Know your options when it comes to your prescription drugs. Take time to review your prescription drug list (PDL) so that you and your doctor can work together to determine a prescription treatment plan that is best for you. Read more.

10 Jan, 2018

Its got a new look and tools to help you figure out your financial needs when you retire. Learn more about the updated Texa$aver website.

10 Jan, 2018

The ERS Board of Trustees adopted an amendment to administrative rule 63.17, which supports the Group Benefits Advisory Committee.

10 Jan, 2018

Like many “silent” diseases, once you become aware that you have a sight problem caused by glaucoma, it may be too late to treat the disease. Learn what steps you can take to protect your vision.


More news for ERS State employees
10 Dec, 2017

Generally, direct-deposit annuities are sent on the last business day of the month and paper checks are mailed on the second-to-last business day of the month.

10 Dec, 2017

Are you prepared for Medicare?

10 Dec, 2017

This year, make saving big your newest tradition! Visit your Discount Purchase ProgramSM for holiday deals, and find something for everyone on your list.

10 Dec, 2017

By January 31, 2018, ERS will mail FORM 1099-R to anyone who received annuity payments from ERS in 2017.

10 Dec, 2017

What is a Form 1095-B? Who will get it? When will I receive it? 

More news for ERS State retirees
10 Jan, 2018
At the early stages of breast cancer, sometimes the tumors are so small, they cannot be felt—no matter how thorough the self-examination. That’s what Jennifer Gaskill found. Her annual mammogram proved to be a lifesaver.
10 Aug, 2017

Most evenings, ERS retiree Charlie Keen enjoys some of the most beautiful sunsets in Texas from the deck of his home overlooking Lake Travis.

10 Aug, 2017

Eligible HealthSelect participants can join Real Appeal, an online program to improve health and wellness.

10 Aug, 2017

Meet Virginia L. Harwell, the founder of Real Appeal

31 May, 2017

For 20 years, Thomas Barker-White has worked for the Texas Department of Family and Protective Services (DFPS), currently as a statewide intake supervisor overseeing a staff of nine.

More news from Your Benefits, Your Story


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