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Benefit Programs

The following links will take you off the ERS website and to the websites of our benefit programs.

Health Insurance

Prescription Drug Coverage

Life and AD&D Insurance

  • Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
  • Accidental Death & Dismemberment (AD&D) Insurance Insured by Minnesota Life, an affiliate of Securian Financial Group, Inc

Dental Coverage


  • Health care, dependent care and limited flexible spending accounts; commuter spending account Administered by ADP


Texas Income Protection PlanSM (TIPP)

  • Short-term and long-term disability insurance
    Administered by ReedGroup

State of Texas Vision

  • Administered by Superior Vision

Discount Purchase Program

  • Administered by Beneplace
Benefits Coordinator
Community Group

News and resources for benefits coordinators and HR professionals
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Doing Business with ERS

Vendors, Benefits Administrators, Investment Service Providers or External Advisors

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04 Apr, 2018

Don't wait too long if you plan to buy service credit. You should make your purchase by August 31. You’ll pay more for several types of service credit come September 1

04 Apr, 2018

You never have to worry about ERS forgetting your birthday. It’s standard practice for the agency to mail state agency workers a Statement of Retirement Benefits (SRB) shortly after their birthday month every year.

04 Apr, 2018

More than 40,000 people were killed in car or roadway accidents last year and distracted driving is a main cause of those accidents, says the National Safety Council (NSC).

04 Apr, 2018

To get the highest level of benefits and save the most money, HealthSelect of Texas participants must choose an in-network primary care physician (PCP).

04 Apr, 2018

If you’re an active employee with health insurance through the Texas Employees Group Benefits Program (GBP), you are automatically insured with Basic Term Life and Basic Accidental Death & Dismemberment (AD&D) insurance at $5,000 each. You may also enroll in or apply for additional protection for yourself as well as for your spouse and children, at negotiated group rates.

More news for ERS State employees
07 Mar, 2018

Are you about to turn 65? Attend a Medicare Preparation seminar and learn about Medicare and how it works with your ERS benefits. 

07 Mar, 2018

The Texas Comptroller of Public Accounts has more forgotten and abandoned property than ever before. Check their new website for your unclaimed money. 

07 Mar, 2018

On January 25, Aon Hewitt, the company that manages dependent verification for ERS, changed to Alight Solutions (Alight).

07 Mar, 2018

Generally, direct-deposit annuities are sent on the last business day of the month and paper checks are mailed on the second-to-last business day of the month.

07 Mar, 2018

Are you taking full advantage of your Discount Purchase ProgramSM?

More news for ERS State retirees
07 Mar, 2018

Vanessa Alba has had many victories since she had a stroke five years ago. Her fierce determination, along with a health care plan that offer great support, have led to restored health and independence.

10 Jan, 2018

At the early stages of breast cancer, sometimes the tumors are so small, they cannot be felt—no matter how thorough the self-examination. That’s what Jennifer Gaskill found. Her annual mammogram proved to be a lifesaver.

10 Aug, 2017

Most evenings, ERS retiree Charlie Keen enjoys some of the most beautiful sunsets in Texas from the deck of his home overlooking Lake Travis.

10 Aug, 2017

Eligible HealthSelect participants can join Real Appeal, an online program to improve health and wellness.

10 Aug, 2017

Meet Virginia L. Harwell, the founder of Real Appeal

More news from Your Benefits, Your Story


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