Employees Retirement System Home Page

A healthy and productive workforce makes Texas stronger

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Benefit Programs

The following links will take you off the ERS website and to the websites of our benefit programs.

Health Insurance

Prescription Drug Coverage

Life and AD&D Insurance

  • Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
  • Accidental Death & Dismemberment (AD&D) Insurance Insured by Minnesota Life, an affiliate of Securian Financial Group, Inc.

Dental Coverage

Tax-advantaged Spending/Savings Accounts


Texas Income Protection PlanSM (TIPP)

  • Short-term and long-term disability insurance Administered by ReedGroup

State of Texas Vision

  • Administered by Superior Vision

Dependent Eligibility Verification

  • Administered by Alight Solutions

Discount Purchase Program

  • Administered by Beneplace
Benefits Coordinator
Community Group

News and resources for benefits coordinators and HR professionals
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06 Dec, 2018

It will be more cost effective for all HealthSelect of Texas participants to reach those fitness goals this month. Waived: the $25 one-time fitness program enrollment fee. 

06 Dec, 2018

Developing an attitude of gratitude may take some effort, but the benefits of adopting such a mindset can be good for your health.

06 Dec, 2018

If you find yourself in a situation when you disagree with your plan's decision to deny a claim, you have a right to appeal. If you are enrolled in a HealthSelect plan, ERS’ Participant Guide to the Appeal Process is a resource that can help you understand the process.

06 Dec, 2018

You still have time to file claims for eligible health care and dependent care expenses incurred in 2018 or during the dependent care grace period. Your deadline: December 31, 2018.

07 Nov, 2018

Are you getting the most from your benefits? One of the best ways to make sure you know all you can about your coverage is to review your health plan’s member guide.

More news for ERS State employees
07 Dec, 2018

Think of the things that you are most grateful for. List the top three with as much detail as possible. By doing this simple exercise, you can improve your health.
07 Dec, 2018

Every two years, ERS submits its Legislative Appropriations Request (LAR) to ask for state funding for retirement and health insurance, our two primary fiscal responsibilities. ERS will provide information to legislators about the importance of retirement and health insurance benefits to state retirees and active employees.  
07 Dec, 2018

Rules, statutes and other regulations relating to ERS are posted on our Statutes and Rules webpage. Proposed and adopted changes to ERS rules are published throughout the year in the Texas Register. 
07 Dec, 2018

As a state agency or higher education retiree with a pension, you may get a lot of marketing material from financial advisors and investment professionals. If you decide to seek investment or financial advice, you should do your research, especially if you are contacted directly by an advisor.
05 Dec, 2018

HealthSelectSM of Texas, HealthSelect Secondary, Consumer Directed HealthSelect, and HealthSelect Out-of-State now offer virtual visits for mental health. With a virtual visit, you can consult licensed mental health professionals online from the convenience of your home.
More news for ERS State retirees
07 Nov, 2018

Al Maberry was drawn to the Texas Department of Criminal Justice (TDCJ) because he liked the agency's core mission. TCDJ offered values a farmer—and State of Texas employee—could live by.

05 Sep, 2018

Elsa Morfin Ibarra had her eyes on the future when she decided to take a job with the Texas Department of Transportation (TxDOT) in Pharr, Texas.

05 Jul, 2018

Maria Zepeda has worked at the Smith Unit, a maximum-security prison for male offenders in Lamesa, Texas for more than 16 years. She says her most challenging and rewarding job is to remind employees to look “at the overall picture,” when assessing the advantages of working for the state.

02 May, 2018

Ask Cassandra Johnson what “HMO” means and she may likely tell you the letters stand for the “hassle-free medical option.

07 Mar, 2018

Vanessa Alba has had many victories since she had a stroke five years ago. Her fierce determination, along with a health care plan that offer great support, have led to restored health and independence.

More news from Your Benefits, Your Story


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