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Benefit Programs
The following links will take you off the ERS website and to the websites of our benefit programs.
Health Insurance
- HealthSelect of Texas®, including HealthSelect Secondary Administered by Blue Cross and Blue Shield of Texas
- Consumer Directed HealthSelect Administered by Blue Cross and Blue Shield of Texas
- Scott and White Care Plans
- Community First Health Plans
- HealthSelectSM Medicare Advantage PPO Insured by UnitedHealthcare
Prescription Drug Coverage
- HealthSelectSM Prescription Drug Program Administered by OptumRx
- HealthSelectSM Medicare Rx Administered by UnitedHealthcare
Life and AD&D Insurance
- Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
- Accidental Death & Dismemberment (AD&D) Insurance Insured by Minnesota Life, an affiliate of Securian Financial Group, Inc.
Dental Coverage
- State of Texas Dental Choice PlanSM Administered by Delta Dental
- DeltaCare USA DHMO
Tax-advantaged Spending/Savings Accounts
- TexFlexSM health care, dependent care and limited flexible spending accounts; commuter spending accounts Administered by WageWorks
- Consumer Directed HealthSelect health savings accounts Administered by Optum Bank
Retirement
- State of Texas Retirement Administered by ERS
- Texa$averSM 401(k) / 457 Program Administered by Empower Retirement
Texas Income Protection PlanSM (TIPP)
- Short-term and long-term disability insurance Administered by ReedGroup
State of Texas Vision
- Administered by Superior Vision
Dependent Eligibility Verification
- Administered by Alight Solutions
Discount Purchase Program
- Administered by Beneplace
Benefits Coordinator Community Group
News and resources for benefits coordinators and HR professionals
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Doing Business with ERS
Vendors, Benefits Administrators, Investment Service Providers or External Advisors
Common Tasks
Premium Rates
Find out how much I pay for coverage each month:
Retirement Benefits
Get answers to questions about my ERS retirement
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Are you concerned that changes in a loved one’s memory or how they act might be Alzheimer’s disease? Talking to your loved one is the first step to helping them. The sooner you start a conversation, the better: early treatment can make a big difference in quality of life.
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If you plan to buy your refunded or military service credit for your State of Texas Retirement, you should do so by August 31. You’ll pay more for refunded and military service credit starting September 1.
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A health plan that best meets your needs is important to your and your family’s overall well-being. So are the optional benefits ERS offers.
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Summer Enrollment for Plan Year 2022 begins soon, so it’s a great time to learn what’s new for HealthSelectSM participants September 1.
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Welcoming HMO participants to HealthSelectHealth maintenance organization (HMO) plans will no longer be offered through the Texas Employees Group Benefits Program (GBP) effective September 1, 2021.June 02, 2021
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Protect yourself from COVID scamsYou got your shot? That's good news, but be careful about how you share that news with others, especially online. Read how to protect your personal health information from COVID-related scams.June 07, 2021
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Did you hear? New hearing health benefits are among the Extra Benefits available to HealthSelectSM Medicare Advantage participants. Learn more about them.
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Texa$aver introduces flat fee, new investment optionAs of May 1, participants in the Texa$averSM 401(k) / 457 Program pay a flat monthly administrative fee, instead of a fee based on their account balance. Accountholders also have a new investment option in the program’s core fund lineup.June 07, 2021
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Don’t lose sight of your vision benefitsIf you’re enrolled in State of Texas Vision, the clock is ticking for you to use your Plan Year 2021 benefits. Don’t let your benefits pass you by!June 07, 2021
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HMOs no longer offered starting Sept. 1With Scott and White Care Plans (SWCP) and Community First Health Plans (CFHP) no longer be a part of the Texas Employees Group Benefits Program (GBP) starting September 1, plan participants will want to take note of what happens next.June 07, 2021
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The out-of-pocket maximum: a guardian of your life savingsSeptember 02, 2020
Rosanna Boyd's out-of-pocket maximum protected her from health bills that could threaten her financial stability.
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Still making a differenceAt 96 years old, retiree Lula Marie Sullivan shows that staying active has no age limit.December 05, 2019
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Managing diabetes by embracing technologyStuart Greenfield has successfully managed his Type 1 diabetes for more than 50 years. He relies on ever-improving technology to control his blood sugar levels—and he credits having good health coverage with helping him thrive. Read more.October 02, 2019
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From guard to guideJoAnn Norman has a mission: to help the women she meets every week build their sense of self-worth. Her monthly annuity gives her the financial support she needs to continue serving those serving time. Read more.August 07, 2019
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When Eric Posadas discovered that his family would be expanding, he went into research mode. His quest: to determine which benefits could best protect his growing family’s health and financial well-being.