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Benefit Programs

The following links will take you off the ERS website and to the websites of our benefit programs.

Health Insurance

Prescription Drug Coverage

Life and AD&D Insurance

  • Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
  • Accidental Death & Dismemberment (AD&D) Insurance Insured by Minnesota Life, an affiliate of Securian Financial Group, Inc.

Dental Coverage

Tax-advantaged Spending/Savings Accounts


Texas Income Protection PlanSM (TIPP)

  • Short-term and long-term disability insurance Administered by ReedGroup

State of Texas Vision

  • Administered by Superior Vision

Dependent Eligibility Verification

  • Administered by Alight Solutions

Discount Purchase Program

  • Administered by Beneplace
Benefits Coordinator
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03 Feb, 2021
The COVID-19 vaccination is now available in Texas, although only to certain populations.
03 Feb, 2021
This year, the Texas Veterans Land Board (VLB) celebrates its 75th anniversary of helping Texas veterans and military members.
03 Feb, 2021
You probably look for value when shopping for all kinds of items and services. Why not for your health care? The HealthSelectShoppERSSM program can help you save money on high-quality health care and earn incentives for choosing lower-cost options.
03 Feb, 2021
One way to make sure you are represented in benefits discussions is to take part in the upcoming ERS Board of Trustees election—whether by nominating a candidate, running yourself or simply voting.
03 Feb, 2021
When we hear information about heart health, we often hear the dire warnings of heart disease, the world’s no. 1 killer. We are warned that behaviors like using tobacco, eating fried foods, and not moving enough can lead to an unhealthy heart. Most of us know what good and bad health behavior looks like. But knowing and doing are different things. 
More news for ERS State employees
22 Jan, 2021
ERS continues to work diligently to address members' needs during the ongoing pandemic. Read updates about building operations, your benefits and COVID-19 vaccination. 
07 Dec, 2020

A new year and fresh start sound pretty good. Remember, it’s not just your calendar that starts over—many health insurance deductibles, coinsurance and out-of-pocket maximums reset on January 1.

07 Dec, 2020
HealthSelectSM Medicare Advantage participants: If you haven’t already, you owe it to yourself to take a look at the Extra Benefits offered through UnitedHealthcare, the insurer of the plan starting January 1.
07 Dec, 2020
Mental and physical health go hand in hand. The Texas Statewide Behavioral Health Coordinating Council's redesigned Mental Health Texas website serves as a one-stop resource for services available to Texans.
07 Dec, 2020
This year, shopping online may be more of a necessity than a choice. Before you start adding items to your virtual shopping cart, make sure you check out the Discount Purchase Program.
More news for ERS State retirees
02 Sep, 2020

Rosanna Boyd's out-of-pocket maximum  protected her from health bills that could threaten her financial stability.

05 Dec, 2019
At 96 years old, retiree Lula Marie Sullivan shows that staying active has no age limit.
07 Aug, 2019
JoAnn Norman has a mission: to help the women she meets every week build their sense of self-worth. Her monthly annuity gives her the financial support she needs to continue serving those serving time. Read more.
05 Jun, 2019
When Eric Posadas discovered that his family would be expanding, he went into research mode. His quest: to determine which benefits could best protect his growing family’s health and financial well-being.
03 Apr, 2019
When Eileen Eiden took a job with Austin Community College in 2014, a high deductible health plan was not among her coverage options. When ERS offered Consumer Directed HealthSelectSM in 2016, Eiden promptly signed up and is happy to explain why the plan is a good fit for her and, perhaps, for others.
More news from Your Benefits, Your Story


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