My ERS Retirement

As a public servant of the State of Texas, you provided critical services to Texans. ERS works to support current and former state employees through the State of Texas defined benefit retirement plan. The State of Texas retirement plan is mandatory for most state agency employees and provides a lifetime annuity when they retire.

In addition to mandatory participation in State of Texas retirement, you may have also participated in the Texa$averSM 401(k) / 457 Program, with low-cost traditional and Roth options. You can find more information on the Texa$aver program below.

State of Texas Retirement

The State of Texas Retirement program is a defined benefit retirement plan for eligible employees of State of Texas agencies, with mandatory participation. Learn more about your annuity, payment dates and 1099-R information.

Texa$averSM 401(k) and 457 Program

To have a comfortable retirement income, you cannot rely on a pension plan and Social Security alone. While employed with the state you had the option to participate in the Texa$aver 401 (k) and 457 Program to plan, invest and make good use of tax advantaged savings. 

Retiring with Teacher Retirement System of Texas (TRS) or the Optional Retirement Program (ORP)

ERS administers insurance benefits for employees, retirees and eligible family members at participating universities and colleges.