Tobacco User Premium

Tobacco User Premium

Under the new policy, if you and your dependents aren’t certified, you will be charged a monthly premium of $30 each (up to $90 per household per month). The following charts provide an overview of who will pay an additional $30 premium each month (up to $90 per household). Children under the age of 18 are the only household members exempt from paying the tobacco premium.

Tobacco users and those who fail to certify (not including minor children who fail to certify) Monthly fee 
Member only $30
Spouse only $30
Child* only $30
Member + spouse $60
Member + child* $60
Spouse + child* $60
Member + spouse + child* (Family) $90
*The charge for a child is the same regardless of how many children in the household use tobacco. 

Please note:

  • Certified tobacco users of any age—adults and minors—will be charged.
  • Only adults who fail to certify will be charged the additional premium. Those under 18 who are not certified will not be charged.
  • The charge for covered children—adults or minors—who use tobacco is the same, no matter how many children in the household use tobacco.

The charge for covered adult children who fail to certify is the same, no matter how many adult children in the household fail to certify.